Privacy Policy
LifeByDesign360.com
Effective Date: May 30, 2026
Last Updated: May 30, 2026
LifeByDesign360 ("LifeByDesign360," "we," "our," or "us") respects your privacy and is committed to protecting the information you provide to us. This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit LifeByDesign360.com, participate in our programs, attend events, use our tools, or interact with our services.
By using this website, you consent to the practices described in this Privacy Policy.
Information We Collect
We may collect information that you voluntarily provide, including:
Personal Information
- Name
- Email address
- Phone number
- Mailing address
- Company name
- Occupation
- Career information
- Demographic information
- Information submitted through forms, surveys, questionnaires, assessments, or registrations
Financial and Planning Information
You may voluntarily provide information regarding:
- Retirement planning goals
- Career transition concerns
- Budgeting information
- Income information
- Investment objectives
- Business interests
- Financial planning questions
Unless specifically disclosed, information submitted through LifeByDesign360 is not collected for the purpose of providing investment advisory services.
Technical Information
We may automatically collect:
- IP address
- Browser type
- Device type
- Operating system
- Pages visited
- Time spent on pages
- Referral sources
- Website interactions
- Cookie data
How We Use Information
We may use collected information to:
- Deliver educational content
- Provide coaching services
- Respond to inquiries
- Register users for webinars, events, and programs
- Deliver newsletters and email communications
- Improve our website and services
- Personalize user experiences
- Conduct surveys and research
- Analyze website traffic and engagement
- Market our services and programs
- Comply with legal and regulatory requirements
Email Communications
When you provide your email address, you may receive:
- Newsletters
- Educational content
- Event invitations
- Webinar reminders
- Marketing communications
- Program updates
- Special offers
You may unsubscribe at any time by clicking the unsubscribe link included in our emails.
Cookies and Tracking Technologies
LifeByDesign360 may use:
- Cookies
- Pixels
- Analytics tools
- Session tracking technologies
- Marketing automation technologies
These technologies help us:
- Improve website functionality
- Understand visitor behavior
- Measure marketing effectiveness
- Personalize content
- Improve user experiences
You may disable cookies through your browser settings, although certain website functions may not operate properly.
Google Analytics and Similar Technologies
We may use services such as:
- Google Analytics
- Google Tag Manager
- Meta Pixel
- LinkedIn Insight Tag
- Other analytics and advertising technologies
These services may collect information regarding your interactions with our website.
For more information, please review the privacy policies of the respective providers.
Artificial Intelligence Tools
LifeByDesign360 may utilize artificial intelligence tools, chat systems, automated assistants, and recommendation engines.
Information entered into AI-powered tools may be processed to:
- Respond to inquiries
- Improve user experiences
- Generate educational content
- Provide personalized recommendations
Users should avoid entering sensitive confidential information into public-facing AI tools unless specifically requested and protected by appropriate safeguards.
Sharing Information
We do not sell your personal information.
We may share information with:
Service Providers
Third-party providers who assist with:
- Website hosting
- Email delivery
- CRM systems
- Scheduling systems
- Payment processing
- Webinar platforms
- Analytics
- Marketing automation
Affiliated Organizations
Information may be shared among affiliated organizations when appropriate, including:
- LifeByDesign360
- Archimedes BOS
- AmericasRetirementPlan.ai
- Strategic Wealth Initiative
- AtlanticMidwest Investment Research, LLC
Such sharing is intended to improve service delivery, educational experiences, scheduling, and user support.
Legal Requirements
We may disclose information when required by:
- Law
- Court order
- Regulatory request
- Legal process
- Protection of rights or property
Investment Advisory Information
LifeByDesign360 is not a registered investment adviser.
Information submitted through LifeByDesign360 does not automatically establish an advisory relationship with AtlanticMidwest Investment Research, LLC or any advisor participating in the Strategic Wealth Initiative.
Should you choose to engage a financial advisor, separate privacy notices and regulatory disclosures may apply.
Data Security
We utilize commercially reasonable administrative, technical, and physical safeguards to protect personal information.
However, no transmission of information over the Internet or electronic storage system can be guaranteed to be completely secure.
Users provide information at their own risk.
Data Retention
We retain information for as long as reasonably necessary to:
- Provide services
- Comply with legal obligations
- Resolve disputes
- Enforce agreements
- Maintain business records
Retention periods may vary depending on the type of information involved.
Children's Privacy
LifeByDesign360 is intended for adults.
We do not knowingly collect personal information from individuals under the age of 18.
If we become aware that information has been collected from a minor without appropriate consent, we will take reasonable steps to remove the information.
Your Privacy Rights
Depending on your jurisdiction, you may have rights regarding:
- Accessing your information
- Correcting inaccurate information
- Requesting deletion
- Restricting certain processing
- Opting out of marketing communications
Requests may be submitted using the contact information below.
Third-Party Websites
Our website may contain links to third-party websites.
We are not responsible for the privacy practices, security, or content of external websites.
Users should review the privacy policies of those websites independently.
Changes to This Privacy Policy
We reserve the right to modify this Privacy Policy at any time.
Changes become effective upon posting to this website.
Continued use of the website after changes are posted constitutes acceptance of the revised Privacy Policy.
Contact Information
For privacy-related questions, please contact:
LifeByDesign360
Email: support@lifebydesign360.com
Or write to:
LifeByDesign360
c/o Archimedes Worldwide, LLC
[Insert Mailing Address]
Short Privacy Notice (Footer Link)
LifeByDesign360 respects your privacy. We collect information you voluntarily provide and certain technical information to improve our services, deliver educational content, communicate with you, and enhance your experience. We do not sell personal information. By using this website, you consent to our Privacy Policy and data practices as described therein. Please review our full Privacy Policy for additional details.
Does LifeByDesign360.com need a terms of use disclaimer? If so, produce it
Yes. In fact, among the three core legal documents, the Terms of Use (Terms of Service) is arguably the most important because it governs how visitors use the website and significantly limits liability.
For LifeByDesign360, I would recommend:
- Website Disclaimer (already created)
- Privacy Policy (already created)
- Terms of Use / Terms of Service (required)
- Earnings Disclaimer (recommended)
- Ecosystem Relationship Disclosure (recommended)
- AI Disclosure (recommended)
TERMS OF USE
LifeByDesign360.com
Effective Date: May 30, 2026
Last Updated: May 30, 2026
Welcome to LifeByDesign360.com ("Website").
These Terms of Use ("Terms") govern your access to and use of LifeByDesign360.com, its content, services, educational programs, coaching programs, webinars, community resources, downloads, software tools, calculators, assessments, and related offerings.
By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, do not use this Website.
Acceptance of Terms
By accessing this Website, you acknowledge that:
- You are at least 18 years old.
- You have the legal capacity to enter into this agreement.
- You agree to comply with all applicable laws and regulations.
- You accept these Terms in full.
Educational Purposes Only
LifeByDesign360 provides:
- Educational content
- Coaching
- Training
- Community resources
- Business development education
- Career transition education
- Retirement planning education
- Entrepreneurship education
- Personal development resources
All information is provided solely for educational and informational purposes.
Nothing on this Website constitutes:
- Investment advice
- Financial planning advice
- Legal advice
- Tax advice
- Insurance advice
- Employment advice
- Medical advice
- Psychological advice
- Professional advice of any kind
Users should consult qualified professionals before making decisions affecting finances, careers, businesses, taxes, investments, retirement planning, health, or legal matters.
No Client Relationship
Use of this Website does not create:
- An investment advisory relationship
- A fiduciary relationship
- A coaching relationship
- An attorney-client relationship
- A financial planning relationship
- A consulting relationship
Such relationships arise only through separate written agreements.
User Responsibilities
You agree to:
- Provide accurate information.
- Use the Website lawfully.
- Maintain the confidentiality of any account credentials.
- Refrain from interfering with Website operations.
- Refrain from unauthorized access attempts.
You are solely responsible for decisions made based on information obtained from the Website.
Intellectual Property
All Website content is owned by LifeByDesign360, Archimedes Worldwide, LLC, or its licensors, including:
- Text
- Graphics
- Logos
- Videos
- Audio
- Downloads
- Courses
- Assessments
- Worksheets
- Frameworks
- Training materials
- Software configurations
- Business systems
- Marketing systems
This content is protected by copyright, trademark, and other intellectual property laws.
No content may be copied, reproduced, distributed, sold, modified, published, or used commercially without prior written permission.
Limited License
LifeByDesign360 grants you a limited, non-exclusive, non-transferable license to access and use Website content for personal, non-commercial purposes.
This license may be revoked at any time.
Community Standards
Users participating in communities, webinars, memberships, or coaching programs agree not to:
- Harass others
- Engage in unlawful conduct
- Post offensive material
- Misrepresent identities
- Distribute spam
- Infringe intellectual property rights
LifeByDesign360 reserves the right to remove content or terminate participation at its sole discretion.
Earnings Disclaimer
LifeByDesign360 discusses:
- Business development
- Entrepreneurship
- Membership businesses
- Subscription businesses
- Marketing
- Income generation
Any examples, case studies, testimonials, projections, illustrations, or success stories are provided solely as examples.
No guarantee is made regarding:
- Income
- Revenue
- Profitability
- Client acquisition
- Business growth
- Retirement outcomes
- Financial results
Individual results vary significantly.
Third-Party Resources
This Website may reference or link to:
- Software providers
- Service providers
- Educational resources
- Advisors
- Coaches
- Third-party websites
LifeByDesign360 is not responsible for the content, availability, policies, services, products, or actions of third parties.
Use of third-party resources is at your own risk.
Affiliate Relationships
Some links on this Website may be affiliate links.
LifeByDesign360 may receive compensation when purchases are made through certain links.
Such compensation does not affect the price paid by users.
Artificial Intelligence Disclosure
LifeByDesign360 may utilize:
- Artificial intelligence tools
- Automated systems
- AI-generated content
- AI assistants
- AI recommendations
AI-generated information may contain inaccuracies, omissions, or outdated information.
Users should independently verify information before relying upon it.
Investment Advisory Disclosure
LifeByDesign360 is not a registered investment adviser.
Investment advisory services may be offered separately through:
AtlanticMidwest Investment Research, LLC
only through separate agreements and applicable regulatory disclosures.
Participation in LifeByDesign360 programs is not required to obtain advisory services.
Likewise, advisory clients are not required to participate in LifeByDesign360 programs.
Disclaimer of Warranties
This Website and all content are provided:
"AS IS" and "AS AVAILABLE."
LifeByDesign360 makes no representations or warranties regarding:
- Accuracy
- Reliability
- Completeness
- Availability
- Suitability
- Fitness for a particular purpose
All warranties, express or implied, are disclaimed to the fullest extent permitted by law.
Limitation of Liability
To the fullest extent permitted by law, LifeByDesign360, Archimedes Worldwide, LLC, their affiliates, owners, officers, employees, contractors, advisors, licensors, and representatives shall not be liable for any:
- Direct damages
- Indirect damages
- Incidental damages
- Consequential damages
- Special damages
- Lost profits
- Lost business opportunities
- Loss of data
arising from:
- Website use
- Reliance on content
- Participation in programs
- Use of tools
- AI-generated information
- Business decisions
- Career decisions
- Financial decisions
regardless of the theory of liability asserted.
Indemnification
You agree to indemnify and hold harmless LifeByDesign360, Archimedes Worldwide, LLC, affiliated companies, officers, employees, contractors, and representatives from any claims, losses, liabilities, damages, costs, or expenses arising from:
- Your use of the Website
- Violation of these Terms
- Violation of applicable law
- Infringement of third-party rights
Termination
LifeByDesign360 reserves the right to suspend or terminate access to the Website or any services at any time and for any reason without notice.
Governing Law
These Terms shall be governed by and interpreted under the laws of the Commonwealth of Puerto Rico, without regard to conflict-of-law principles.
Any disputes shall be resolved exclusively in the appropriate courts located within Puerto Rico.
Changes to Terms
LifeByDesign360 reserves the right to modify these Terms at any time.
Changes become effective upon posting to the Website.
Continued use of the Website constitutes acceptance of revised Terms.
Contact Information
LifeByDesign360
c/o Archimedes Worldwide, LLC
Email: support@lifebydesign360.com
Footer Language
Add the following links in your footer on every page:
- Privacy Policy
- Terms of Use
- Website Disclaimer
- Earnings Disclaimer
- AI Disclosure
- Ecosystem Relationship Disclosure
For a business model that includes coaching, education, entrepreneurship, AI tools, referrals to advisors, and future membership communities, this Terms of Use document is an important part of reducing legal exposure and establishing clear expectations with users.
Create any other disclaimers not produced yest that are recommended
Yes. For a business ecosystem as broad as LifeByDesign360, there are several additional disclosures that many sites overlook but which become important when you are dealing with:
- Career transition
- Business coaching
- AI tools
- Membership businesses
- Retirement planning education
- Financial education
- Strategic Wealth Initiative advisors
- AtlanticMidwest Investment Research referrals
- Archimedes BOS software and systems
The following disclosures are highly recommended.
ECOSYSTEM RELATIONSHIP DISCLOSURE
How the LifeByDesign360 Ecosystem Works
LifeByDesign360 operates as part of a broader ecosystem of independent but affiliated businesses and educational platforms.
These entities may include:
- LifeByDesign360
- Archimedes BOS
- AmericasRetirementPlan.ai
- Strategic Wealth Initiative
- AtlanticMidwest Investment Research, LLC
- Other affiliated educational, technology, coaching, and advisory platforms
Each entity may provide different services, products, educational resources, technologies, coaching programs, or professional services.
Participation in one service does not require participation in any other service.
Certain personnel, owners, coaches, advisors, contractors, or support staff may provide services across multiple affiliated entities.
Where compensation, referral arrangements, or business relationships exist, appropriate disclosures will be provided.
Users are encouraged to review the disclosures, agreements, and privacy policies applicable to each entity they engage.
NO EMPLOYMENT GUARANTEE DISCLOSURE
Employment and Career Outcomes
LifeByDesign360 may provide:
- Career transition guidance
- Resume education
- Interview coaching
- Career planning
- Professional development training
- Job search resources
LifeByDesign360 is not an employment agency, staffing agency, recruiter, executive search firm, or placement service.
We do not guarantee:
- Interviews
- Employment
- Re-employment
- Promotions
- Compensation increases
- Job offers
- Career advancement
Employment decisions remain solely under the control of employers and hiring organizations.
RETIREMENT PLANNING EDUCATION DISCLOSURE
Retirement Concepts and Education
LifeByDesign360 may discuss:
- Retirement planning concepts
- Retirement income concepts
- Social Security strategies
- Medicare education
- Tax-efficient withdrawal concepts
- Wealth accumulation concepts
- Business exit strategies
- Financial independence concepts
Such discussions are educational in nature only.
They should not be interpreted as individualized retirement planning advice, tax advice, legal advice, investment advice, or financial planning recommendations.
All retirement-related decisions should be made in consultation with qualified professionals.
SOFTWARE AND TECHNOLOGY DISCLAIMER
Archimedes BOS and Technology Platforms
LifeByDesign360 may provide access to:
- Software tools
- CRM systems
- Automation platforms
- Business operating systems
- Templates
- Funnels
- Artificial intelligence tools
- Marketing systems
Technology systems are provided on an "as available" basis.
We make no guarantee that any software, platform, automation, workflow, integration, or technology system will be uninterrupted, error-free, or suitable for a particular business purpose.
Users are responsible for testing, monitoring, and maintaining their own systems.
MEMBER COMMUNITY DISCLAIMER
Community Participation
LifeByDesign360 may offer:
- Online communities
- Membership groups
- Forums
- Group coaching
- Live events
- Networking opportunities
Opinions expressed by members, guests, speakers, coaches, advisors, moderators, or participants are their own and do not necessarily reflect the views of LifeByDesign360.
LifeByDesign360 is not responsible for advice, recommendations, opinions, statements, or actions of community members.
Participation in community activities is voluntary and at the participant's own risk.
TESTIMONIAL CONSENT DISCLOSURE
Use of Testimonials
By submitting testimonials, reviews, feedback, survey responses, comments, success stories, photographs, videos, recordings, or written statements to LifeByDesign360, you grant LifeByDesign360 a non-exclusive, royalty-free, perpetual right to use such content for marketing, educational, promotional, and business purposes unless otherwise agreed in writing.
LifeByDesign360 reserves the right to edit submissions for length, clarity, formatting, or compliance purposes while preserving the intended meaning.
WEBINAR AND LIVE EVENT DISCLAIMER
Educational Events Disclosure
LifeByDesign360 webinars, workshops, seminars, presentations, podcasts, videos, and live events are intended solely for educational and informational purposes.
Participation in any event does not establish:
- A client relationship
- A coaching relationship
- A fiduciary relationship
- An advisory relationship
Questions answered during events are general in nature and should not be interpreted as personalized recommendations.
FORWARD-LOOKING STATEMENTS DISCLOSURE
Future Plans and Projections
LifeByDesign360 may discuss:
- Business opportunities
- Market trends
- Technology developments
- AI developments
- Retirement projections
- Business growth examples
- Strategic forecasts
Such statements represent opinions, assumptions, estimates, or projections and should not be relied upon as guarantees of future outcomes.
Actual results may differ materially from expectations.
USER-GENERATED CONTENT DISCLAIMER
Content Submitted by Users
Users may submit content through:
- Comments
- Community discussions
- Forums
- Surveys
- Assessments
- Coaching sessions
Users remain solely responsible for content they submit.
LifeByDesign360 reserves the right to remove any content deemed unlawful, inappropriate, misleading, defamatory, offensive, infringing, or inconsistent with community standards.
COPYRIGHT AND DMCA POLICY
Intellectual Property Complaints
LifeByDesign360 respects the intellectual property rights of others.
If you believe copyrighted material has been improperly used on this website, please provide:
- Description of copyrighted work
- Location of alleged infringement
- Contact information
- Good faith statement
- Signature of copyright owner or authorized representative
Upon receipt of a valid notice, LifeByDesign360 may investigate and remove content as appropriate.
ACCESSIBILITY STATEMENT
Accessibility Commitment
LifeByDesign360 is committed to making its website and educational resources reasonably accessible to all users.
We continually seek to improve usability and accessibility.
If you encounter accessibility barriers, please contact us so we may evaluate reasonable accommodations and improvements.
CALCULATOR AND TOOL DISCLAIMER
Financial Runway Calculator, Retirement Tools, Assessments and Planning Tools
Any calculators, assessments, planning tools, worksheets, projections, models, AI-generated recommendations, scorecards, questionnaires, or forecasting tools provided through LifeByDesign360 are for educational and illustrative purposes only.
Outputs generated by such tools:
- Are estimates only
- Depend upon assumptions entered
- May contain inaccuracies
- Should not be relied upon as financial, tax, legal, retirement, or investment advice
Users should independently verify all information and consult qualified professionals before making decisions.
REFERRAL COMPENSATION DISCLOSURE
Referrals and Strategic Relationships
LifeByDesign360 may refer users to affiliated businesses, service providers, coaches, consultants, software providers, educational platforms, or financial professionals.
In certain cases, compensation, revenue sharing, referral fees, affiliate commissions, ownership interests, or other financial arrangements may exist.
Where required by law, additional disclosures will be provided.
Users are encouraged to independently evaluate all products, services, and providers before engagement.
Final Recommendation
For LifeByDesign360, I would place these pages in the footer:
- Privacy Policy
- Terms of Use
- Website Disclaimer
- Earnings Disclaimer
- AI Disclosure
- Ecosystem Relationship Disclosure
- Calculator & Tool Disclaimer
- Affiliate & Referral Disclosure
- Accessibility Statement
- Copyright / DMCA Policy
That set of disclosures would put LifeByDesign360 in a strong position relative to most coaching, education, membership, and career-transition platforms, while also helping separate educational activities from regulated advisory activities offered through AtlanticMidwest Investment Research and the Strategic Wealth Initiative.
WEBINAR DISCLAIMER
Educational Purpose Disclosure
Important Disclosure
The information presented during this webinar is provided solely for educational and informational purposes.
LifeByDesign360, its presenters, guests, coaches, affiliates, and representatives provide education, coaching, and general information regarding career transition, entrepreneurship, business development, retirement planning concepts, personal development, and related topics.
Nothing presented during this webinar should be interpreted as:
- Investment advice
- Financial planning advice
- Legal advice
- Tax advice
- Insurance advice
- Employment advice
- Retirement advice
- Medical advice
- Psychological advice
- Professional advice of any kind
Participants should consult qualified professionals regarding their individual circumstances before making financial, legal, tax, business, employment, retirement, healthcare, or investment decisions.
No Client Relationship
Participation in this webinar does not create:
- An investment advisory relationship
- A fiduciary relationship
- A coaching relationship
- A consulting relationship
- An attorney-client relationship
- Any other professional services relationship
Any professional relationship requires a separate written agreement.
No Guarantees
Any discussion regarding:
- Career outcomes
- Business development
- Entrepreneurship
- Membership businesses
- Subscription businesses
- Income generation
- Wealth building
- Retirement planning
- Financial independence
is provided for educational purposes only.
LifeByDesign360 makes no guarantee regarding:
- Employment
- Re-employment
- Promotions
- Business success
- Revenue generation
- Profitability
- Investment returns
- Retirement outcomes
- Financial results
Individual results will vary.
Questions and Answers
Questions submitted during this webinar are answered in a general educational manner.
Responses should not be considered personalized recommendations or advice.
Third-Party Resources
References may be made to:
- Books
- Software
- Service providers
- Advisors
- Educational resources
- Third-party websites
Such references do not constitute endorsements and users should conduct their own due diligence before acting.
Investment Advisory Disclosure
LifeByDesign360 is not a registered investment adviser.
Investment advisory services may be offered separately through:
AtlanticMidwest Investment Research, LLC
and only pursuant to a separate written advisory agreement and applicable regulatory disclosures.
Participation in this webinar does not establish an advisory relationship.
AI Disclosure
This webinar may reference or utilize artificial intelligence technologies, tools, analyses, or content.
Artificial intelligence systems may produce inaccurate, incomplete, or outdated information.
Participants should independently verify information before relying upon it.
Recording Notice
This webinar may be recorded.
By participating, attendees consent to the recording, storage, and use of webinar audio, video, chat submissions, and related content for educational, training, compliance, operational, and marketing purposes.
SHORT VERSION FOR REGISTRATION PAGE
Place directly above the registration button:
This webinar is provided for educational purposes only and does not constitute investment, financial, tax, legal, insurance, employment, retirement, or other professional advice. Participation does not establish a client, advisory, coaching, fiduciary, or consulting relationship. No outcomes, income levels, employment opportunities, business success, or financial results are guaranteed.
LIVE WEBINAR OPENING SCRIPT (30 SECONDS)
Use this before every webinar:
Before we begin, I need to make a brief disclosure. The information presented today is provided solely for educational and informational purposes. Nothing discussed should be considered personalized financial, investment, legal, tax, insurance, retirement, employment, or business advice. Participation in this webinar does not establish a client, coaching, advisory, fiduciary, or consulting relationship. Any examples, case studies, income illustrations, retirement projections, or business success stories are for illustrative purposes only and are not guarantees of future results. Please consult your own professional advisors regarding your specific circumstances.
BONUS: CAREER TRANSITION WEBINAR DISCLOSURE
For your "Fired to Hired to Inspired to Retired" and Career Transition Mastery webinars:
LifeByDesign360 does not operate as an employment agency, recruiter, staffing firm, executive search firm, or job placement organization. We do not guarantee interviews, job offers, employment, compensation levels, promotions, consulting engagements, business success, or entrepreneurial outcomes. The purpose of this presentation is to provide educational guidance and frameworks to assist participants in evaluating available options and making informed decisions.
This additional disclosure is particularly important because much of your audience is attending due to layoffs, career disruption, AI concerns, and retirement transition planning. It helps reduce the risk that attendees later claim they were promised employment, business income, or retirement outcomes.
