TERMS OF USE

LifeByDesign360.com

Effective Date: September 5, 2026
Last Updated: September 16, 2026

Welcome to LifeByDesign360.com (“Website”).

LifeByDesign360 is an educational program and brand operated by Archimedes Worldwide, LLC (“LifeByDesign360,” “we,” “our,” or “us”).

These Terms of Use (“Terms”) govern your access to and use of LifeByDesign360.com and its educational content, programs, coaching, webinars, events, community resources, downloads, assessments, calculators, software tools, communications, and related offerings.

By accessing or using this Website, you agree to these Terms. If you do not agree with these Terms, please do not use the Website.

EDUCATIONAL PURPOSE

LifeByDesign360 provides educational and informational resources that may address subjects including:

Career transition and professional development
Entrepreneurship and business development
Personal development
Retirement and financial education
Technology and artificial intelligence
Business systems and automation
Lifestyle planning and related educational topics

Information provided through LifeByDesign360 is intended for educational and informational purposes only.

Nothing on this Website constitutes individualized investment, financial planning, legal, tax, insurance, employment, medical, psychological, or other professional advice.

You should consult appropriately qualified professionals regarding your individual circumstances before making decisions requiring professional advice.

NO PROFESSIONAL OR CLIENT RELATIONSHIP

Use of this Website, submission of a form, attendance at an event or webinar, receipt of educational information, or communication with LifeByDesign360 does not by itself establish an investment advisory, fiduciary, financial planning, legal, consulting, coaching, or other professional relationship.

Any professional relationship requiring a separate agreement will arise only after the appropriate agreement has been executed.

INVESTMENT ADVISORY SERVICES

LifeByDesign360 and Archimedes Worldwide, LLC are not registered investment advisers.

Investment advisory services may be offered separately through AtlanticMidwest Investment Research, LLC, an investment adviser, subject to applicable registration requirements, separate agreements, disclosures, and privacy notices.

Participation in LifeByDesign360 is not required to obtain investment advisory services, and investment advisory clients are not required to participate in LifeByDesign360 programs.

USER RESPONSIBILITIES

By using this Website, you agree to:

Provide accurate information when requested
Use the Website lawfully
Protect the confidentiality of account credentials
Refrain from interfering with Website operations
Refrain from attempting unauthorized access to systems or information
Comply with applicable laws and regulations

You remain responsible for decisions you make based upon information obtained through LifeByDesign360.

SMS/TEXT MESSAGING TERMS

LifeByDesign360 SMS Program

LifeByDesign360, a program of Archimedes Worldwide, LLC, offers an SMS/text messaging program to individuals who voluntarily opt in.

By opting in, you may receive text messages from LifeByDesign360 concerning:

Educational information and resources
Webinar and event reminders
Program updates
Appointment confirmations and reminders
Responses to inquiries
Follow-up communications
Information concerning LifeByDesign360 programs and services
Occasional promotional or marketing communications when you have consented to receive them

Consent to receive SMS/text messages is not a condition of purchasing any product or service.

Where separate consent is required for marketing and non-marketing messages, LifeByDesign360 may provide separate consent choices.

Message Frequency and Message/Data Rates

Message frequency varies. Message and data rates may apply for messages sent to you from us and to us from you.

Message frequency may depend upon your interactions with LifeByDesign360, programs in which you participate, appointments, events, inquiries, and the communications for which you have opted in.

If you have questions about your text or data plan, contact your wireless provider.

How to Opt Out — STOP

You can cancel the SMS service at any time. Simply reply STOP to a LifeByDesign360 text message.

After you send STOP, we may send you an SMS message confirming that you have been unsubscribed. After this confirmation, you will no longer receive SMS messages covered by that subscription unless you subsequently opt in again.

If you want to receive messages again, you may opt in again through an available LifeByDesign360 consent process.

HELP and Customer Support

If you experience issues with the LifeByDesign360 messaging program, reply with the keyword HELP for assistance or contact us directly:

Email: support@lifebydesign360.com
Phone: (800) 871-3630

Carrier Disclaimer

Carriers are not liable for delayed or undelivered messages.

Delivery of SMS/text messages is subject to effective transmission by your wireless service provider and is outside LifeByDesign360's control.

Age Requirement

You must be at least 18 years old to participate in the LifeByDesign360 SMS/text messaging program.

SMS Privacy and Privacy Policy

Your participation in the LifeByDesign360 SMS program is governed by our Privacy Policy.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Mobile phone numbers, text messaging originator opt-in data, and SMS consent information will not be sold, rented, or shared with third parties or affiliates for their marketing or promotional purposes.

For additional information concerning how we collect, use, disclose, and protect personal information, please review our Privacy Policy:

https://lifebydesign360.com/privacy-policy/

EMAIL COMMUNICATIONS

If you subscribe to email communications, you may receive educational content, newsletters, webinar and event information, program updates, reminders, and information regarding LifeByDesign360 programs and services.

Marketing emails may be unsubscribed from using the unsubscribe mechanism provided in those communications.

INTELLECTUAL PROPERTY

Unless otherwise indicated, content provided through LifeByDesign360 is owned by or licensed to Archimedes Worldwide, LLC and may include:

Text
Graphics
Logos
Videos
Audio
Courses
Downloads
Assessments
Worksheets
Frameworks
Training materials
Software configurations
Business systems
Marketing materials

Such content may be protected by copyright, trademark, and other intellectual property laws.

You may use Website content for lawful personal and educational purposes unless otherwise authorized.

You may not reproduce, distribute, sell, republish, modify, or commercially exploit protected content without appropriate authorization.

ARTIFICIAL INTELLIGENCE

LifeByDesign360 may use artificial intelligence technologies, automated systems, AI assistants, AI-generated content, and recommendation tools.

AI-generated information may contain inaccuracies, omissions, or outdated information.

Users should independently evaluate important information and consult qualified professionals where appropriate before relying upon AI-generated information.

CALCULATORS, ASSESSMENTS AND TOOLS

Calculators, assessments, questionnaires, planning tools, scorecards, worksheets, projections, models, and AI-generated outputs provided through LifeByDesign360 are intended for educational and illustrative purposes.

Results may depend upon assumptions and information supplied by the user and should not be considered guarantees or individualized professional advice.

EARNINGS AND RESULTS DISCLAIMER

LifeByDesign360 may discuss entrepreneurship, career development, business development, income generation, retirement concepts, financial independence, marketing, or other opportunities.

Examples, case studies, projections, testimonials, illustrations, and success stories do not guarantee future results.

LifeByDesign360 does not guarantee:

Employment or re-employment
Job offers or promotions
Business success
Revenue or profitability
Client acquisition
Investment performance
Retirement outcomes
Financial results

Individual circumstances and results vary.

THIRD-PARTY RESOURCES

The Website may reference or link to third-party websites, software, service providers, educational resources, financial professionals, or other organizations.

LifeByDesign360 does not control and is not responsible for the availability, privacy practices, security, content, products, or services of independent third parties.

You should evaluate third-party services independently.

AFFILIATE AND BUSINESS RELATIONSHIPS

LifeByDesign360 may have business, referral, ownership, technology, service-provider, or other commercial relationships with certain organizations mentioned through its educational programs or Website.

Where required, material compensation arrangements or conflicts of interest will be appropriately disclosed.

Participation in one LifeByDesign360-related service does not automatically require participation in another service.

NO EMPLOYMENT GUARANTEE

LifeByDesign360 is not an employment agency, staffing agency, recruiter, executive search firm, or job-placement organization unless expressly stated otherwise.

Career-transition and employment-related information is educational.

LifeByDesign360 does not guarantee interviews, employment, job offers, compensation levels, promotions, or career advancement.

WEBINARS AND EVENTS

Webinars, workshops, seminars, podcasts, presentations, videos, and live events provided by LifeByDesign360 are generally intended for educational and informational purposes.

Participation does not by itself establish a professional or client relationship.

Events may be recorded. Where applicable, attendees will be provided appropriate notice concerning recording and use of event content.

DISCLAIMER OF WARRANTIES

To the extent permitted by applicable law, this Website and its content are provided on an “AS IS” and “AS AVAILABLE” basis.

LifeByDesign360 and Archimedes Worldwide, LLC do not guarantee that the Website or its content will always be uninterrupted, error-free, complete, accurate, or suitable for every particular purpose.

LIMITATION OF LIABILITY

To the fullest extent permitted by applicable law, LifeByDesign360, Archimedes Worldwide, LLC, and their respective owners, officers, employees, contractors, representatives, and service providers will not be liable for indirect, incidental, special, consequential, or similar damages arising from use of the Website, participation in programs, reliance upon educational information, or use of tools provided through the Website.

Nothing in these Terms excludes liability that cannot lawfully be excluded.

INDEMNIFICATION

To the extent permitted by law, you agree to indemnify and hold harmless LifeByDesign360 and Archimedes Worldwide, LLC from claims, liabilities, losses, or expenses arising from your unlawful use of the Website, violation of these Terms, or infringement of third-party rights.

TERMINATION

We may restrict or terminate access to Website features, accounts, programs, or services when reasonably necessary because of violations of these Terms, unlawful conduct, security concerns, nonpayment where applicable, or other legitimate business reasons.

GOVERNING LAW

These Terms will be governed by the laws of the Commonwealth of Puerto Rico, without regard to its conflict-of-law principles, except where applicable law requires otherwise.

Subject to applicable law, disputes relating to these Terms shall be brought in an appropriate court having jurisdiction in Puerto Rico.

CHANGES TO THESE TERMS

We may revise these Terms periodically.

Revised Terms become effective when posted to LifeByDesign360.com unless otherwise stated. The “Last Updated” date at the top identifies the most recent revision.

CONTACT INFORMATION

Questions concerning these Terms, including questions regarding the LifeByDesign360 SMS/text messaging program, may be directed to:

LifeByDesign360
A program of Archimedes Worldwide, LLC