Financial Planning
The Importance of Calculating Health Insurance Costs After Being Laid Off
Today we’re diving into something incredibly important, yet often overlooked: how to calculate your health insurance costs after being laid off and why it’s crucial to understand these costs when looking for your next job. If you’ve recently lost your job, navigating health insurance costs can feel like one more hurdle on top of everything…
Read MoreHow to Optimize Debt Payment After Being Laid Off to Make Your Life Easier
Today we’re diving into a topic that hits home for many people — how to OPTIMIZE debt payment after a layoff so you can focus on landing your next, best job. Losing a job can feel overwhelming. One of the biggest sources of stress? Debt. Credit card balances, car loans, student loans — they don’t…
Read MoreThe Hidden Danger of Adjustable-Rate Mortgages
There are financial decisions that quietly look smart… until one day they aren’t. For a lot of people, the adjustable-rate mortgage — the ARM — falls into that category. It often sounds reasonable when you first hear it. A lower starting interest rate. A smaller monthly payment. Maybe a plan to refinance later or…
Read More401(k) to Solo 401(k) Rollover – The Most Awesome Way to Start and Grow a Business After Being Laid Off
Do you have a 401k with the company you’re at now? Or maybe you’ve been laid off and you need to do something with your 401k at the old company. Well, here’s a warning for you: Be careful of doing a 401k to IRA Rollover, especially if you want to start your own business…
Read MoreHow to Maximize Unemployment Benefits When You Need It Most.
Welcome to the Life By Design 360’s Wealthy Wednesday podcast, where we help you navigate the twists and turns of your professional journey. I’m Doug Reed, and today we’re diving into an essential topic for anyone who’s found themselves unexpectedly out of work: maximizing unemployment benefits to ensure you land the best job possible.…
Read MoreFinancial Reset – These are the steps you must take for Managing Your Money After a Layoff
Welcome to Life By Design 360’s Turn Around Tuesday, the podcast that helps you regain control of your life after a layoff. I’m Doug Reed, and today, we’re diving into how to manage your financial situation after being laid off so you can land the best job possible without financial stress dictating your decisions. Losing…
Read MoreUnderstanding Your 401(k) Loan or Withdrawal Options After a Layoff
Welcome to Life By Design 360, the podcast where we tackle life’s financial twists and turns and guide you toward better decisions. I’m your host, Doug Reed, and today, we’re diving into an incredibly important topic: Understanding Your 401(k) Loan or Withdrawal Options After a Layoff. If you’ve recently been laid off, you’re not alone,…
Read MoreWhy Your Retirement in the 60s, 70s, and Beyond Is a Completely Different Game
Welcome back to Life by Design 360, Wealthy Wednesday. I’m Doug Reed, and today we’re talking about one of the most misunderstood—and most critical—phases of your financial life: your 60s, your 70s, and everything that comes after. Because here’s the truth, most people don’t fully grasp until it’s almost too late: retirement is not just your working years with fewer paychecks. It’s a completely different financial game with different rules, different…
Read MoreHere’s Why Building Wealth in Your 50s & Pre-Retirement Can Be Tricky
THIS IS THE MOST CONSEQUENTIAL FINANCIAL DECADE OF YOUR LIFE Welcome back to LifeByDesign360 Wealthy Wednesday—the show about designing a life, career, and income you can’t get fired from. If you’re in your 50s, or approaching them, this episode may be one of the most important conversations you’ll ever hear. Because this is the decade where things change. You’re no longer just accumulating wealth.…
Read MoreBuilding Wealth in Your 30s and 40s, From Momentum to Mastery
THE DECADE WHERE IT ALL COMES TOGETHER Welcome back to LifeByDesign360, Wealthy Wednesday edition —the show about designing a life, career, and income you can’t get fired from. If you’re in your 30s or 40s, this episode is for you. Because this is the phase of life where: Income is usually higher Responsibilities are heavier Time is still on your side—but not unlimited …
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